Bajaj Housing Finance Share Price Targets (2025–2050): Long-Term Investment Insights

ByNeeraj Maran
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Bajaj Housing Finance Limited (NSE, BSE: BAJAJHFL) is a subsidiary of Bajaj Finserv Ltd. which operates in the growing Indian housing finance sector. With a strong foundation, customer-centric approach, and backing from one of India’s most reputed financial groups, the company continues to expand its presence in the retail and affordable housing loan markets. Based on our projections, Bajaj Housing Finance shares have the potential to reach ₹140.20 in 2025, ₹281.95 by 2030, ₹567.20 by 2035, ₹1,140.80 by 2040, ₹2,295.15 by 2045, and could soar to ₹4,615.05 by 2050, offering substantial long-term growth opportunities for investors.

Wondering where Bajaj Housing Finance shares might head in the next 25 years? You’re not alone. With its strong backing from the Bajaj Group and growing presence in India’s booming housing finance market, investors are closely watching BAJAJHFL for long-term opportunities.

In this detailed analysis, we will explore Bajaj Housing Finance share price targets from 2025 to 2050, based on market trends, financial performance, and expert insights. Whether you’re a new investor or planning for the long term, this post will give you a clear roadmap of what to expect from this promising stock.

About Bajaj Housing Finance Limited (BSE, NSE : BAJAJHFL)

Company NameBajaj Housing Finance Limited
Stock ExchangeNSE, BSE
Ticker SymbolNSE : BAJAJHFL | BSE : 544252 
HeadquarterPune, Maharashtra
SectorHousing Finance
Founded in2008
Market Cap.INR 1,03,445.93 Crore (₹ 1,03,445,930,0000)
Revenue(2024)INR 2500 Crore
Competitors / PeersLIC Housing Finance (LICHSGFIN), PNB Housing Finance (PNBHOUSING), Aavas Financiers (AAVAS), Samman Capital (SAMMAANCAP), Repco Home Finance (REPCOHOME), GIC Housing Finance (GICHSGFIN), Star Housing Finance (STARHFL), Reliance Home Finance (RHFL)
Listing dateBSE & NSE – September 16, 2024
All-time high price₹ 188.50 (September 18, 2024)
All-time low price₹ 103.10 (January 28, 2025)

Bajaj Housing Finance Share Price Analysis : SHORT & LONG TERM

Before getting into Bajaj Housing Finance share price targets, we will first analyze its technical chart and compare the its performance with major indices like NIFTY50 and Sensex. This section will cover a detailed long-term share price analysis and timeframe analysis of BAJAJHFL.

Chart analysis of BAJAJHFL Share Price

On its first trading day (September 16, 2024), Bajaj Housing Finance share opened at ₹150 & on the same day it went up to ₹165 i.e. 10% upside movement. On September 18, 2024, it created All Time High of ₹188.50 which is still untouched till today. After hitting that level, Bajaj Housing Finance started trading in the downward direction.

This downward movement continued till January 2025, during which BAJAJHFL share price created a low of ₹103.10 on 28 Jan. But now, Bajaj Housing Finance share is creating higher highs & higher lows (in a slower pace) & trying to start a bullish trend which may continue for sometime. If you are willing to invest in Bajaj Housing Finance, you are advised to wait until it breaks previous high of ₹136.96 which may confirm its changed direction.

Key indicators along with comparative analysis with major indices and peer companies price analysis

NIFTY, SENSEX & Bajaj Housing Finance : A comparative analysis

Bajaj Housing Finance Limited is neither a part of NSE’s NIFTY index nor included in BSE’s SENSEX index. Still by observing the comparative chart above, we can clearly see a little correlation between BAJAJHFL & SENSEX. Below is the comparative table of NIFTY, SENSEX & BAJAJHFL returns based on CLOSING Prices.

YearNiftySensexBAJAJHFL
2024+8.80%+8.17%-15.05%
2023+20.03%+18.74%Not listed
2022+4.33%+4.44%Not listed
2021+24.12%+21.99%Not listed
2020+14.90%+15.75%Not listed

Here, we can observe that, in the listing year 2024, Bajaj Housing Finance gave NEGATIVE returns to its investors even the overall market was slightly on the positive side.

Bajaj Housing Finance Ltd. Peer Comparison / Competitors analysis

Now we will compare Bajaj Housing Finance Limited (BAJAJHFL) to its top competitors. We will see how its peer companies performed year-on-year . Below is the comparative table of LIC Housing Finance (LICHSGFIN), PNB Housing Finance (PNBHOUSING), GIC Housing Finance (GICHSGFIN), Star Housing Finance (STARHFL), Reliance Home Finance (RHFL)’s returns from 2020 to 2024 based on CLOSING Prices.

YearBAJAJHFLLICHSGFINPNBHOUSINGGICHSGFINSTARHFLRHFL
2024-15.05%+11.6%+12.4%-4.76%-36.5%-6.12%
2023–+29.5%+76.8%-0.94%+49.0%+23.2%
2022–+12.0%+7.71%+41.6%+133.3%-34.9%
2021–+2.33%+35.9%+24.6%-0.12%+100.0%
2020–-16.8%-16.1%-22.3%+14.9%-1.85%
Average Returns-15.05%+7.72%+23.2%+7.64%+32.1%+16.1%

Since Bajaj Housing Finance is very new, we don’t have any data about the companies previous performance. BUT, we can analyze the overall sector by looking at the top performers & predict how much Bajaj Housing Finance can go up in near & far future. The overall average returns of LICHSGFIN, PNBHOUSING, GICHSGFIN, STARHFL & RHFL is approx. +17.35%. This growth can be expected from Bajaj Housing Finance also, if the overall market remains positive. Keep reading, we have many more thing to know.

Bajaj Housing Finance peer companies comparison

Bajaj Housing Finance Limited (BSE, NSE : BAJAJHFL) Key Indicator Values

IndicatorValueInterpretation
Profit Before Income Tax/Share (in Rs.)10.56 (Mar 25)BAJAJHFL’s PBIT / Share ratio was 10.27 (Mar 24) & 7.32 (Mar 23).
Earning-per-Share (EPS)2.67 (FY25) BAJAJHFL’s EPS has been increased from 2.58 (FY24).
Debt-to-Equity (D/E) ratio4.11 (FY25)BAJAJHFL’s D/E ratio is improved when compared to previous year’s 5.65.

Time-Frame analysis of Bajaj Housing Finance : Daily & Weekly

As by a simple timeframe chart analysis we can observe the following about BAJAJHFL share price which will help us more in reaching our final outcome i.e. Bajaj Housing Finance share price targets-

Time FrameObservation
Daily chart for Bajaj Housing Finance share price target
View Daily Chart
(Every candle represents NSE : BAJAJHFL share’s trading session of one day. Each single candle represent the HIGH, LOW, OPEN, CLOSE of that particular day)		On daily time-frame, we can observe that Bajaj Housing Finance share price is trading ABOVE all the 21 Day, 50 Day & 100 Day SMAs. This is the indicator of BULLISH trend for medium term.
Weeky chart for Bajaj Housing Finance share price target
View Weekly Chart
(Every candle represents NSE : BAJAJHFL stock’s trading session of one week. Each single candle represent the HIGH, LOW, OPEN, CLOSE of that particular week)		On the weekly time-frame Bajaj Housing Finance share created its All time high during the first week of its trading session. But now, it is trading in sideways direction.
Technical Analysis for BAJAJHFL Share price analysis, SMA – Simple Moving Average as on May 22, 2025.

Since there is a SIDEWAYS to POSITIVE perspective shown by SMAs in Daily time-frame & while observing the directions of the SMAs, we can also find that BAJAJHFL’s direction is sideways to uptrend in Daily time-frames. But, since Bajaj Housing Finance share never crossed its 1st week high (ALL TIME HIGH), we have lowered its targets for the coming years. We will revise these targets, once it break current range of ₹140 to ₹100.

Bajaj Housing Finance Share Price Target : SHORT & LONG TERM

Bajaj Housing Finance Share Price Target 2025, 2026, 2027, 2028, 2029

YearShare Price Target
2025₹ 140.20
2026₹ 161.35
2027₹ 185.70
2028₹ 213.45
2029₹ 245.90
BAJAJHFL Share Price Target 2025, 2026, 2027, 2028, 2029
  • By 2025, Bajaj Housing Finance’s share price is projected to reach ₹140.20, representing an approximate +10.00% gain over the 2024 closing price of ₹127.45.
  • In 2026, the stock could rise to ₹161.35, reflecting a +26.55% increase compared to the 2024 closing level.
  • By 2027, the share price is expected to climb to ₹185.70, marking a +45.74% gain from the 2024 closing price.
  • In 2028, the price might continue its upward momentum, reaching ₹213.45, showing a +67.45% growth over 2024.
  • By 2029, Bajaj Housing Finance (BAJAJHFL) share value could hit ₹245.90, delivering an impressive +92.99% increase from the 2024 closing price of ₹127.45.

Bajaj Housing Finance Share Price Target 2030, 2035, 2040, 2045, 2050

YearStock Price Target
2030 ₹ 281.95
2035 ₹ 567.20
2040 ₹ 1140.80
2045 ₹ 2295.15
2050 ₹ 4615.05
BAJAJHFL share price target 2030, 2035, 2040, 2045, 2050 (without split)
  • By 2030, Bajaj Housing Finance’s share price is projected to reach ₹281.95, delivering an approximate +121.21% return from its 2024 closing price of ₹127.45.
  • By 2035, the stock could climb to ₹567.20, representing a +344.92% gain.
  • By 2040, BAJAJHFL’s share value is expected to rise to ₹1,140.80, marking an impressive +795.02% increase from 2024.
  • By 2045, the share value could reach ₹2,295.15, reflecting a massive +1,700.67% surge from the 2024 level.
  • Looking further ahead, by 2050, the share price could soar to ₹4,615.05, indicating an incredible +3,521.93% growth compared to the 2024 closing price of ₹127.45.

These projections are provided without considering any kind of share split. They can be viewed as long-term share price targets based on the current valuation of Bajaj Housing Finance Ltd. (BAJAJHFL) as of 2025.

Bajaj Housing Finance Share Price Target 2025 (month-wise)

MonthStock Price Target
April 2025₹ 130.50
May 2025₹ 133.05
June 2025₹ 137.15
July 2025₹ 131.35
August 2025₹ 135.75
September 2025₹ 140.20
October 2025₹ 136.85
November 2025₹ 132.05
December 2025₹ 129.60
BSE, NSE : BAJAJHFL Share Price Target for 2025 (month-wise)

As per our analysis of Bajaj Housing Finance share price target 2025, we are expecting that the prices may rise up to ₹140.20 representing a 10.00% gain over the 2024 closing price of ₹127.45.

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Bajaj Housing Finance Share Price Target 2026 (month-wise)

MonthStock Price Target
January 2026₹ 135.25
February 2026₹ 139.05
March 2026₹ 143.55
April 2026₹ 147.60
May 2026₹ 150.00
June 2026₹ 154.15
July 2026₹ 159.05
August 2026₹ 156.55
September 2026₹ 161.35
October 2026₹ 155.05
November 2026₹ 151.85
December 2026₹ 149.35
BSE, NSE : BAJAJHFL Share Price Target for 2026 (month-wise)

As per our analysis of Bajaj Housing Finance share price target 2026, we are expecting that the prices may rise up to ₹161.35 by 2026, offering an approximate +26.55% return on its 2024’s closing price of ₹127.45.

Bajaj Housing Finance Share Price Target 2027 (month-wise)

MonthStock Price Target
January 2027₹ 155.15
February 2027₹ 159.65
March 2027₹ 162.20
April 2027₹ 167.55
May 2027₹ 164.05
June 2027₹ 169.15
July 2027₹ 174.85
August 2027₹ 179.45
September 2027₹ 185.70
October 2027₹ 181.55
November 2027₹ 174.50
December 2027₹ 173.55
BSE, NSE : BAJAJHFL Share Price Target for 2027 (month-wise)

As per our analysis of Bajaj Housing Finance share price target 2027, we are expecting that the prices may rise up to ₹185.70, offering an approximate +45.74% return on its 2024’s closing price of ₹127.45.

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Conclusion

Bajaj Housing Finance Limited (NSE : BAJAJHFL), founded in 2008 and backed by the trusted Bajaj Group, has rapidly established itself as a very strong player in housing finance sector. With a market capitalization of ₹1,03,445.93 crores (₹ 1.03 Lakh Crore) and revenue of ₹2,500 crores in 2024, the company demonstrates strong financial potential.

Although the stock currently shows a sideways to positive trend on multiple timeframes, it may align soon with the sector’s average performance of 17.35% annually. Based on our long-term forecast of Bajaj Housing Finance share price targets, it could climb to ₹4,615.05 by 2050, making it a solid candidate for investors seeking growth in the housing finance space over the coming decades.

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Frequently Asked Questions (FAQs)

1) Is BAJAJHFL a good share to buy?

Bajaj Housing Finance (BSE, NSE : BAJAJHFL) shows strong long-term potential due to its backing by the Bajaj Group & growing presence in the housing finance sector. While its short-term trend is sideways, its long-term projections indicate promising returns. Investors with a long-term horizon may find it a compelling opportunity.

2) What is the price target for Bajaj Housing Finance in 2025?

₹140.20 is the Bajaj Housing Finance share price target 2025 representing a 10.00% gain over the 2024 closing price of ₹127.45

3) What is the Bajaj Housing Finance share price target for 2050?

By 2050, the Bajaj Housing Finance share price target could be around ₹4,615.05 (without considering any split).

4) What is the Bajaj Housing Finance share price target for 2040?

By 2040, the Bajaj Housing Finance share price target could be around ₹1,140.80 (without considering any split).

5) What is the BAJAJHFL share target for 2030?

As per our analysis, Bajaj Housing Finance share price target can be a high of ₹281.95 in 2030.

6) What can be the Bajaj Housing Finance share price target tomorrow?

Since BAJAJHFL share’s average daily move is around +/- 1.00%. We can estimate +1.00% or -1.00% of previous day’s close for Bajaj Housing Finance share price target tomorrow.

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Disclaimer : Not an Investment Advice

The content shared in the article “Bajaj Housing Finance Share Price Targets (2025–2050): Long-Term Investment Insights” is for general information only. It’s not intended as financial, investment, or professional advice. Always consult a qualified professional—whether legal, financial, or tax-related—before making any investment decisions.

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Neeraj Maran
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